I am always hesitant to sign up for something if I am not sure I’ll need it.
If I had the chance, I wouldn’t even be licensing my car because I hardly use it.
But that’s different because it’s legal. For things I have control over, like a medical plan, gym membership, or a subscription, I debate about them to get confused. My neighbor has been on my neck lately about signing up for an HVAC service plan to save me a lot more on heating and cooling service, but I argue how air conditioning maintenance comes around once a year. So we sat down to look at what’s included in the plan. Electrical connections, system safety devices, thermostat, coil cleaning, refrigerant checks, air filters, and other moveable parts of an HVAC system topped the list. Although I argued my HVAC technician is only a call away if I have an emergency, he had some valid points. And if I need a specialist, I can contact a local air conditioning company to send over a cooling tech or a heating technician who knows more about HVAC equipment giving me trouble. My neighbors forget that his maisonette house is older than my bungalow, plus we have different needs for whole home air purification. Based on the design of his house, he needs zone controlled HVAC more than I do. I think the reason he signed up for the plan is that he had had to buy more HVAC products for sale to replace the HVAC brands he purchased a while back when he built the house. And with the quality HVAC equipment he now has, his service or replacement needs will significantly drop, and he might not need the services of a plan as much as he thought.